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Remitr's mission is to give you access to better business payments so you can sit back while we do the heavy lifting.

But what about funding options – Direct Debit? Ledger Transfer? eTransfer?

We're breaking it all down, so you can make an informed decision on how you pay. But no matter which funding method you choose, your payment still gets there faster than with traditional banking. Total win!

Keep reading to see how our most popular payment and funding types work.

Local Payments



Need to pay your staff, suppliers or vendors here in Canada? With Remitr, you can send same-day or 1-2 day payments anywhere in Canada for a flat fee of $1 (yes, we said ONE dollar).

Simply initiate the payment and leave the rest to us. That’s it – no jumping through hoops, no monthly charges, no ridiculous wire fees and no delays.

Local Payment - Funded by Direct Debit

(Payment Created by 2pm ET)

When you create a payment before 2pm ET (this is critical), we’ll initiate the direct debit transaction immediately. Next step is to wait for your bank to release the funds to us. This typically takes one business day. 

Once we’ve received the funds, your recipient gets their payment by 9pm ET the same day. The entire process, including waiting on your bank, only takes 1-2 business days.


Remitr local direct debit using CAD

Local Payment - Pre-funded


(Payment Created by 2pm ET)

This one is pretty simple and super fast. If you’ve already added funds to your Remitr Ledger, any payment initiated before 2pm ET gets to your recipient by 9pm ET on the same day!


Remitr Local ledger balance using CAD

Local Payment - Funded by eTransfer


(Payment Created by 2pm ET)

This one is a simple two-step process. First, create a payment with Remitr before 2pm ET. Then, initiate an eTransfer with your bank (also before before 2pm ET). The funds should arrive in your Remitr ledger shortly after, and your recipient will receive their payment by 9pm ET the same day!


Remitr local etransfer using CAD

International Payments



Got suppliers, freelancers or staff overseas? With Remitr, you can send payments to 150+ countries in just 1-2 day business days.

The vast majority of international payments on the Remitr platform can be made for just $5. Simply initiate the payment and leave the rest to us.

No more cheques, no more delayed payments, no more bank visits. Keep reading to see how our most popular international payment funding types work.

International Payment - Funded by Direct Debit (CAD)


(Payment Created by 2pm ET)

Once you create the payment before 2pm ET (this is critical), we’ll be able to initiate the direct debit transaction immediately. Next step is to wait for your bank to release the funds to us, which typically takes one business day.

Once the funds arrive in your Remitr ledger, US recipients will get their payment by 9pm ET that day. Recipients in other countries will receive their payment the following day. The entire process, including waiting on your bank, only takes 2-3 business days.


REmitr international direct debit using CAD
Payments sent to countries in our Express Lane get there faster!

International Payment - Funded By Direct Debit (USD)


(Payment Created by 2pm ET)

This process is the very same as sending a direct debit international payment funded in CAD (see previous section). The only exception is that funds received to your Remitr ledger will be in USD. Once we’ve received the funds, your US recipients will get their payments by 9pm ET the same day. Recipients in other locations will receive their payments the following day. 


Remitr international direct debit using USD
Payments sent to countries in our Express Lane get there faster!

International Payment - Pre-funded in CAD or USD


(Payment Created by 2pm ET)
This one is super fast and easy – just like a local pre-funded payment.

As with all the other funding types, you begin by creating a payment before 2pm ET. Since you’ve already got CAD or USD funds in your Remitr Ledger, your recipient will get their payment by 9pm ET the next day!


Remitr international ledger balance using USD

International Payment - Funded by eTransfer (CAD)


(Payment Created by 2pm ET)

 Just like local eTransfers, international payments funded by eTransfer also follow a two-step process.

First, create a payment with Remitr before 2pm ET. Then, initiate an eTransfer with your bank (also before before 2pm ET). The funds should arrive in your Remitr ledger shortly after, and your recipient will get their payment by 9pm ET the following day.


Remitr international etransfer using CAD