It’s rarely a bad idea to find savings wherever and whenever you can, especially if you’re running a business. After all, the more you save, the more you have to put towards growth. However, when it comes to actually being able to save up, it’s often a lot easier said than done. But (just like with everything else) there’s an app for that! Lots of them actually. Here are our top picks that can make it easier for you to save money.
Clarity Money
Short-staffed small businesses can often lose track of the subscriptions they have, and when free trials end. Clarity Money helps users eradicate wasteful spending. This free app uses artificial intelligence to analyze your bank accounts, your recurring subscriptions and your spending habits. This allows the app to do things like cancel subscriptions you’re not using or don’t need, and look for ways to negotiate your bills down to a lower rate.
You can also create a savings account with the app – so you’ll have a convenient place to store all the money that you’ll save.
Earny
Small business owners are always busy. They also typically hate to miss out on a bargain. That’s where Earny steps in. Once you connect your email and Amazon accounts, continue to shop online as usual. Earny will track any purchases you make – and negotiate a refund for you if the price of the item drops!
Refunds are sent straight to your linked debit card, making your savings experience super easy and streamlined. All those small savings add up!
Mint
This app allows its users to keep track of all their finances and activity from all their accounts, including chequing, savings and credit. It’s especially useful for small business owners, who can easily get caught up in the day-to-day running of the company, as it allows them to see the bigger financial picture.
Once you connect your financial institution to Mint, the app categorizes your spending, takes note of your spending habits and creates a budget for your future spending. The app also generates regular, easy to understand financial reports.
Qapital
When using the Qapital Visa card, all purchases will be rounded up automatically and the change will be put towards one of your savings goals. Savings goals can be selected on the app and updated at any time. You automatically earn interest on all the money in your accounts, and are not charged any fees (including overdraft fees).
Qapital has also added an extra element of fun to saving for its users. For example, you can set up your account to save $5 whenever your favourite team scores, or every time your favourite (or least favourite) celebrity sends a tweet!
SkyScanner
If the nature of your business requires you to be a frequent flyer, then you really need to check out the SkyScanner app.
Unlike Expedia or Kayak, SkyScanner is not a booking agent, and therefore provides unbiased flight details and pricing. With SkyScanner, you can search for the lowest prices to your desired destination by day, week, or month, allowing you to choose the most affordable and beneficial flight times.
You can even set alerts for price drops, watch flights in real time with the flight tracker capabilities, and also book the lowest cost car rentals and hotels for your trip.
Trim
Trim is basically a personal financial assistant for its users.
Once you’ve signed up, you can link all of your accounts to the app. Trim will then begin to analyse your transactions, allowing it to suggest what you’re spending too much on and what subscriptions you may not need. In addition to all of this, the app can find users more affordable options for necessities like internet service providers and car insurance.
If you’re a Trim user, you’ll be able to get text updates on how your accounts are looking and if any automated changes have been made, you will be notified instantly.
With REMITR, your business can send payments effortlessly, on time, wherever you do business. Our platform allows you to put your international money transfers on autopilot, and schedule your global mass payments specifically to your unique needs.
